Team Wilder
Your Future Our Focus
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700 Taylor Rd Suite 295 Gahanna, OH 43230 Mobile (614) 620-6657 Tel (614) 842-6044 [email protected]
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- Purchase
- Refinance
We’ll be with you every step of the way
As the Gahanna, OH branch of America’s #1 Retail Mortgage Lender, we pride ourselves in offering individualized service designed to help home buyers achieve the American dream of homeownership. With over 20 years of experience, we can help you navigate the variety of home loans and take the time to explain not only your options but also provide action plans so you can obtain the type of financing program you desire.
A smooth home financing experience takes more than a loan. From application to closing and beyond, we’re committed to being there for you, always answering your questions and letting you know what’s happening with your mortgage. We can speak Spanish and English, too. Communication promotes confidence – and we want you to feel confident every step of the way.
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Aindrea’s testimonials
Meet our team
Aindrea Wilder
- Originating Branch Manager
- NMLS #132778
- 700 Taylor Rd Suite 295
- Gahanna, OH 43230
- [email protected]
- mobile 614-620-6657
- tel 614-842-6044
- fax 614-842-6047
Our support staff
David Rodriguez
Loan Processor
Iliana Irvin
Transaction Coordinator
Rebekah Smith
Loan Processor ManagerMy social posts
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.