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  • 205 S. Hoover Blvd., Suite 203 Tampa, FL 33609 Tel (813) 431-1521 Erika.Alves@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Erika Alves

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  • Sr. Loan Advisor
  • Tampa, FL Mortgage Loan Officer
  • NMLS #659544
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I’ll be with you every step of the way

Hi, I’m Erika, and after graduating from the University of Michigan, I settled in Hernando County, Florida, where I’ve been helping buyers finance their dreams for 18 years. I start by discussing your specific circumstances to offer the mortgage options best suited to you. I provide information on every aspect of the home financing process and each home loan program available. With extensive experience in VA, FHA, USDA, conventional, construction, and non-qualified mortgages, we’ll find the product to make your dreams a reality.

From our first conversation to closing, I’ll support you with continuous updates and be available to answer your questions. Communication promotes confidence, and I want you to feel confident every step of the way. Whether you’re buying, refinancing, or renovating, I look forward to giving you an outstanding mortgage experience at America’s #1 Retail Mortgage Lender.

Out of the office, I’m a diehard UofM football fan, a Disney fanatic, and an avid foodie.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.
Beautiful white and grey manufactured home.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Save With Our Manufactured Home Loan

We’ll get you home for less℠ 

What’s affordable, sustainable, and energy efficient? A manufactured home! We make them even more affordable with a lower interest rate loan for qualified buyers. 

If the home is your primary residence, and you meet income requirements, you’ll get a lower interest rate and save money on your mortgage payment. 

Ready to save every month? 

Get started
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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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