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Your Local CrossCountry Mortgage Loan Officer

Tom Hale

  • Sales Manager
  • Tampa, FL Mortgage Loan Officer
  • NMLS #837598
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America’s #1 Retail Mortgage Lender

Hello! I’m Tom Hale, a former U.S. Navy Seabee. I have been in home financing for over 25 years. In that time, I’ve helped thousands of families realize their dreams of homeownership. The cornerstone of my success has been attention to detail, clear communication, and expert mortgage knowledge.

 

Whether this is your first home, next home or a refinance, I start by listening. We’ll discuss your options to find the right loan for your goals. I offer a wide range of loans, from conventional and jumbo to FHA and VA. Together, we’ll develop a mortgage plan just for you.

 

As a loan officer, I aim to simplify home financing. I’ll walk you through each step of the mortgage process, answer your questions and concerns and keep you up to date on your loan’s status. From start to finish, you’ll feel confident in closing with America’s #1 Retail Mortgage Lender.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.
A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Get Started – Fixed Get Started – Flex

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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