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205 S. Hoover Blvd. Suite 203 Tampa, FL 33609 Mobile (561) 758-7523 Tel (561) 510-9563 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Corey Johnson
- Originating Branch Manager
- Tampa, FL Mortgage Loan Officer
- NMLS #331544
I’ll be with you every step of the way
My name is Corey, and I understand trust is the most valuable piece of any relationship between two people. It is a value I highly embrace throughout my personal and professional life. I take great pride in working with people to finance their most valuable asset – their home. In my 20+ years of mortgage experience, I have helped hundreds of homeowners achieve and build wealth through real estate acquisitions and residential equity management strategies.
The mortgage process can be stressful for all involved. For many people, sharing their financial information is a very invasive and uncomfortable thing, especially with someone unfamiliar. That’s why it’s important to work with someone you know you can trust. At the Jupiter, FL branch of America’s #1 Retail Mortgage Lender, you can trust my team and me to be honest, upfront, and do what we say will be done when it’s expected. We’ll keep your best interest at heart and work with one goal: to achieve your homeownership dreams while building the foundation for a lasting relationship.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.