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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Peter Ripich
- Sr. Loan Officer / Combat Veteran / Lieutenant Colonel, US Army
- Stuart, FL Mortgage Loan Officer
- NMLS #1440930
I’ll be with you every step of the way
Hi, my name is Peter, and I’ve been in the real estate industry for over 15 years. I put my industry knowledge, educational background, and love for real estate to work for my clients. I guide them in making homebuying and financing decisions to include conventional, VA, FHA, and CCM Signature Series loans and assist in obtaining a mortgage. I serve on the board as President of the Veterans Association of Real Estate Professionals.
I earned my bachelor’s degree in mechanical engineering at Florida Institute of Technology in 1987. I’m also a 1992 graduate of Boston University, where I earned my MBA.
A Desert Storm/Desert Shield Combat Veteran, I served in the U.S. Army for over 17 years and obtained the rank of Major.
I believe my professionalism, attention to detail, follow through, and whatever it takes attitude helps my clients fulfill their homeownership dreams and build wealth through real estate. Trust me and my Stuart, FL team at America’s #1 Retail Mortgage Lender to get it done for you.
Peter’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.