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Your Local CrossCountry Mortgage Loan Officer

Jeff Crain

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  • Branch Manager
  • St. Petersburg, FL Mortgage Loan Officer
  • NMLS #377726
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I’ll personalize your home financing

Hello! I’m Jeff, a dedicated loan officer with over 20 years of mortgage experience, proudly serving clients at the St. Petersburg, FL branch of America’s #1 Retail Mortgage Lender.

My passion lies in guiding individuals and families through home financing with confidence and clarity. I specialize in a wide range of loan programs, including conventional, FHA, VA and USDA, to ensure each client is matched with the right solution for their unique goals.

Known for delivering exceptional customer service, I prioritize transparency, education and personalized support. Whether you’re a first-time homebuyer, refinancing or investing in your next property, my goal is to make the loan process as seamless and stress-free as possible.

More than just helping with a mortgage, I’m committed to building lasting relationships and being a trusted resource throughout your homeownership journey.

When I’m not helping clients, you’ll find me coaching baseball or watching Florida State football.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Save on Your Mortgage Every Month

Say Bye-Bye PMI 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI). 

CCM Bye-Bye PMI offers qualified borrowers a conventional loan for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

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Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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