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  • 116 East Main Street St. Charles, IL 60174 Mobile (630) 329-6820 Tel (630) 423-8036 Gina.Ramseyer@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Gina Ramseyer

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  • Loan Officer
  • St. Charles, IL Mortgage Loan Officer
  • NMLS #1454735
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I’ll be with you every step of the way

Hi, I’m Gina, and I’ve been in the mortgage industry since 2015, starting as a processor before passing my NMLS exam and transitioning to sales! I joined the Hoss Team in 2019, and I’m proud to work with my team to guide clients through their home financing journey. When you work with us, I’ll begin by discussing your specific circumstances to find the mortgage options best suited to you, whether it’s conventional, jumbo, FHA, or VA.

From applying to receiving your keys or completing a refinance, I’ll be there to support you every step of the way. You’ll receive continuous updates on your loan’s progress, and I’ll always be available to answer any questions. I believe that communication promotes confidence, and my goal is to ensure you feel confident throughout the process.

Proudly serving St. Charles, IL with America’s #1 Retail Mortgage Lender, I’m excited to help you make your homeownership dreams a reality!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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