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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Adam Noone
- Sales Manager
- Spokane, WA Mortgage Loan Officer
- NMLS #1635716
I’ll be with you every step of the way
Hi, I’m Adam, and in 2017, I brought my background in finance and coaching to the mortgage industry. I found that home financing is the perfect platform for making a meaningful impact. Whether I’m sitting with a first-time homebuyer or guiding someone buying their 10th home, my passion is helping people succeed. This dedication earned me Scotsman Guide Top Producer rankings in 2020, 2021, and 2022.
As a loan officer in Spokane, WA, with America’s #1 Retail Mortgage Lender, I’m committed to helping you achieve your goals. Whether you’re a first-time buyer or a real estate investor, I provide creative financing strategies to get you into your home. Let’s chat and explore how I can make your mortgage experience a win.
Outside of work, my wife and three boys keep me busy with sports and trips. When I’m not with them, you’ll likely find me at the gym, fishing, or watching The Office. I’m also a proud Green Bay Packers fan!
Adam’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.