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  • 133 Mission Street, Suite 210 Santa Cruz, CA 95060 Mobile (408) 781-1031 Tel (831) 600-1580 Joshua.Augason@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Joshua Augason

  • Sr. Loan Officer
  • Santa Cruz, CA Mortgage Loan Officer
  • NMLS #1042338
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I’ll be with you every step of the way

Hi, I’m Joshua, and I’ve been working in the mortgage industry for 10 years. With a background in support roles, I have an in-depth understanding of every step of the home loan process. Now as a loan originator, I’m ready to simplify home financing for you—whether this is your first home, your next home, or a refinance.

From start to finish, I’ll take the time to walk you through each step, answer your questions, and keep you up to date on your loan’s status. My priority is making sure you feel confident that your mortgage is moving smoothly to closing. Together, we’ll find the right product to meet your needs, whether it’s conventional, jumbo, FHA, or VA.

As part of the Santa Cruz, CA team with America’s #1 Retail Mortgage Lender, I look forward to developing a personalized mortgage plan for you. Let’s get started on your home financing journey!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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