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  • 2000 Crow Canyon Place, Suite 140 San Ramon, CA 94583 Mobile (415) 699-2686 Tel (415) 869-5802 Karlo.Agustin@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Karlo Agustin

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  • Loan Officer
  • San Ramon, CA Mortgage Loan Officer
  • NMLS #332741
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I’ll be with you every step of the way

Hi, I’m Karlo. In over 14 years of home financing, I’ve established a reputation for dependability and being a trusted resource to my clients and team. I’ve maintained real estate acumen to deliver top-quality service in an ever-changing lending landscape. From first-time homebuyers to experienced investors, I’ve seen it all and got it done.

My experience working with a diverse clientele helps me create a tremendous experience for everyone. I understand the nuances involved in home financing, from your goals to financial circumstances that may change what’s best for you. We’ll discuss your situation, explore the loans and financing programs available, and make a plan just for you.

From application to closing, I’ll work tirelessly to ensure your transaction is efficient and finishes on time. My goal is to make your home loan experience pleasant and memorable by delivering the highest levels of communication and service. Let’s work together to achieve your goals with America’s #1 Retail Mortgage Lender!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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