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Your Local CrossCountry Mortgage Loan Officer

Todd Flesner

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  • Sr. Mortgage Advisor
  • San Jose, CA Mortgage Loan Officer
  • NMLS #238044

I’ll be with you every step of the way

Hi, I’m Todd, and I’m dedicated to making your mortgage a win! I love serving my San Jose, CA community as a loan officer, bringing homeownership dreams to life in the place I call home.

Whether you’re buying or refinancing, the mortgage process might seem stressful. But that’s not the case with CrossCountry Mortgage. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home financing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time.

With CCM, you get more than a smooth process – you get more mortgage options, too. We have client favorites like conventional, FHA, VA, and USDA loans, plus a selection of programs you won’t find anywhere else.

Ready to take the first step toward your homeownership dreams? Reach out to me and make your mortgage a win with America’s #1 Retail Mortgage Lender!

My social posts

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Want it to be you? Get your name out there, utilize your network and make the first impression count. Bonus points if you have a go-to lender referral! 👑
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Debt-to-income ratio, or DTI, is a key factor when it’s time to buy. Knowing yours makes you a smarter, more prepared homebuyer – so calculate it right now. 🏡
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Ignite your passion.
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Referrals are the cheat code for building your business. Every successful sale has the potential to introduce you to a new network of buyers, so don’t let them slip away. We’re here to help you grow. 🗣️
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Right home. Right loan. It starts with knowing what your buyers need — and having the right lender on your side. 🏡

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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