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9255 Towne Centre Drive, Suite 950 San Diego, CA 92121 Mobile (858) 442-2142 Tel (619) 295-4953 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Jeff Olson
- Loan Officer, Mortgage Expert
- San Diego, CA Mortgage Loan Officer
- NMLS #1555571
I’ll be with you every step of the way
Hi, I’m Jeff, and I’ve always had a strong work ethic. On my 15th birthday, I obtained a work permit and started my first job at Jack in the Box—the first legal day I could work! That same drive has fueled my career, especially the nine years I’ve spent in home financing, where my focus has been on helping clients achieve their dream of homeownership.
Buying a home is one of the biggest decisions you’ll ever make, and my team and I are committed to making sure you feel confident and informed every step of the way. We pride ourselves on seeing the bigger picture and providing honest communication throughout the loan process, from application to closing.
As part of the San Diego, CA branch with America’s #1 Retail Mortgage Lender, I’m dedicated to ensuring a smooth, stress-free home financing experience. Born and raised in San Diego’s Scripps Ranch area, I love golfing and attending live sporting events, especially the horse races at Del Mar. Let’s talk sports while we work together on your home loan!
Jeff’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.