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  • 8885 Rio San Diego Drive, Suite 370 San Diego, CA 92108 Mobile (760) 846-1477 Tel (858) 355-9165 Ron.McGowan@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Ron McGowan

  • Loan Originator
  • San Diego, CA Mortgage Loan Officer
  • NMLS #265409
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I’ll be with you every step of the way

Hi, I’m Ron, and I’ve been serving the Southern California mortgage market since 1988. At the San Diego, CA branch of America’s #1 Retail Mortgage Lender, my team and I take pride in open communication and quick turnaround times, ensuring a seamless transaction that helps you achieve your homeownership dreams. With a Bachelor’s degree in Business Administration and Finance from North Texas State University and over 10 years of experience as an Instructor of Real Estate Finance at Mira Costa College, I bring both knowledge and passion to the mortgage industry.

When I’m not helping clients, I enjoy traveling with my wife Debbie, watching my granddaughter Olivia, and catching sporting events. I look forward to guiding you through your mortgage journey with the same dedication and expertise I’ve shared with Southern California homeowners for decades.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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