Your Rockville, Maryland mortgage experts
Your Future Our Focus
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6120 Executive Blvd. Suite 780 Rockville, MD 20852 Branch NMLS #2583761
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
We’ll be with you every step of the way
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Meet our team
Scott Brookshire
- Originating Branch Manager
- NMLS #198834
- 6120 Executive Blvd. Suite 780
- Rockville, MD 20852
- [email protected]
- mobile 571-235-1978
Carl Heimlich
- Outside Loan Originator
- NMLS #314836
- 6120 Executive Blvd. Suite 780
- Rockville, MD 20852
- [email protected]
- mobile 434-989-2274
Beth DeBiase
- Loan Consultant/Advisor
- NMLS #2480941
- 6120 Executive Blvd. Suite 780
- Rockville, MD 20852
- [email protected]
- mobile 717-816-7500
Justin Golden
- Outside Loan Originator
- NMLS #1430040
- 6120 Executive Blvd. Suite 780
- Rockville, MD 20852
- [email protected]
- mobile 804-477-4763
Vanessa Boies
- Outside Loan Originator
- NMLS #211328
- 6120 Executive Blvd. Suite 780
- Rockville, MD 20852
- [email protected]
- mobile 540-295-0955
Elizabeth St. Clair
- Outside Loan Originator
- NMLS #2124608
- 6120 Executive Blvd. Suite 780
- Rockville, MD 20852
- [email protected]
- mobile 540-478-2624
Parker Jaynes
- Outside Loan Originator
- NMLS #2501458
- 6120 Executive Blvd. Suite 780
- Rockville, MD 20852
- [email protected]
- mobile 765-439-0523
- tel 540-242-0267
Damien Madison
- Outside Loan Originator
- NMLS #432578
- 6120 Executive Blvd. Suite 780
- Rockville, MD 20852
- [email protected]
- mobile 703-862-6608
Steven Trevor
- Outside Loan Originator
- NMLS #2441686
- 6120 Executive Blvd. Suite 780
- Rockville, MD 20852
- [email protected]
- mobile 540-622-7171
Wanda Mays
- Outside Loan Originator
- NMLS #210563
- 6120 Executive Blvd. Suite 780
- Rockville, MD 20852
- [email protected]
- mobile 434-566-1496
Tessa Doherty
- Outside Loan Originator
- NMLS #462659
- 6120 Executive Blvd. Suite 780
- Rockville, MD 20852
- [email protected]
- mobile 540-247-2353
Kailey Darr
- Outside Loan Originator
- NMLS #1985844
- 6120 Executive Blvd. Suite 780
- Rockville, MD 20852
- [email protected]
- mobile 540-692-5058
Sonya McKinney
- Outside Loan Originator
- NMLS #1706807
- 6120 Executive Blvd. Suite 780
- Rockville, MD 20852
- [email protected]
- mobile 540-535-6252
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Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.