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900 Harrington Ave NE, Unit B Renton, WA 98056 Mobile (425) 941-7696 Tel (425) 279-5869 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Leigh Spearin Barovsky
- Team Sales Manager
- Renton, WA Mortgage Loan Officer
- NMLS #176793
I’ll be with you every step of the way
Hi, I’m Leigh, and for over 20 years, I’ve been building lasting relationships with my clients by helping them reach their mortgage financing goals. After graduating from the University of Washington with a degree in Business, I’ve had the privilege of positively impacting hundreds of lives. At the Renton, WA branch of America’s #1 Retail Mortgage Lender, I’m known for my expertise, consistency, and attention to detail—qualities that ensure my clients have an excellent lending experience every time.
Having grown up in the Seattle area, I understand the unique benefits of living in the Pacific Northwest and love sharing that knowledge with my clients. In my free time, I enjoy hiking, camping, and traveling to new places. I’m not just interested in talking numbers; I strive to build personal, long-lasting relationships while delivering outstanding customer service. With the support of my devoted team at CrossCountry Mortgage, I’m excited to help make your loan process as smooth as possible.
Leigh Spearin’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.