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  • 1737 NE Alberta Street, Suite 205 Portland, OR 97211 Mobile (503) 780-4924 Steph@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Steph Noble

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  • Originating Branch Manager
  • Portland, OR Mortgage Loan Officer
  • NMLS #129002
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I’ll be with you every step of the way

Hi, I’m Steph, a Scotsman Guide Top Originator in Oregon, diehard west-coaster, and all-things-housing enthusiast. As a loan officer at our Portland, OR branch with America’s #1 Retail Mortgage Lender, I bring over 20 years of mortgage industry experience. My team, Team Noble, has over 60 years combined, and we believe in keeping things personal. We focus on your goals — whether it’s how you want to live, where you see yourself financially in 5 or 10 years, or what your “wildest dreams” real estate scenario looks like. Our mission is to embrace the deeply personal process of making your homeownership dreams a reality.

If you want service that feels like family, a sense of community, and down-to-earth advice on getting the best possible deal, whether for a new home, second home, refinance, or equity loan, we’re the team you want in your corner. Let’s get started on making your real estate dreams come true.

My social posts

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May 28
🏘️ Here's a hot take: You can actually be a good landlord AND build wealth!

Don't join them, beat them. Let me show you how... 💡
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May 25
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🎉 INCREDIBLE NEWS! We’re absolutely over the moon to announce that we’ve been nominated for Best of Portland! This recognition means everything to our amazing team - we’re literally dancing with j...

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Man relaxing on couch in living space reads about Bye-Bye PMI product on cell phone.
A family takes their first family photo on the porch of their new home thanks to CCM Smart Start.
A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Save on Your Mortgage Every Month

Say Bye-Bye PMI 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI). 

CCM Bye-Bye PMI offers qualified borrowers a conventional loan for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

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First-Time Homebuyers – Get up to $5,250!

There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience! 

CCM Smart Start will contribute up to $5,250 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $5,250) for the down payment so your homeownership dream can come to life. 

For terms and conditions, visit crosscountrymortgage.com/mortgage/loans/down-payment-assistance/ccm-smart-start/

Get Started

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Inspiration for your home loan journey

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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