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  • 600 Main Street, Suite C Pleasanton, CA 94566 Mobile (909) 532-1846 Miroslava.Ramirez@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Miroslava Ramirez

  • Sr. Loan Officer
  • Pleasanton, CA Mortgage Loan Officer
  • NMLS #2091727
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I’ll be with you every step of the way

Hi, I’m Miroslava! My favorite book since I was young has been *The Richest Man in Babylon*. The theme of this old book is that you must do what you can with what you have. With consistency, you can persevere. That’s how I’ve always looked at wealth: do what you can with what you have, be consistent, and stay on course. I believe your home is one of the greatest wealth builders and a steppingstone to what’s next.

Allow me the privilege of helping you take the next step by finding the right home loan. We’ll discuss a variety of products, such as conventional, FHA, VA, USDA, and CCM’s Signature Series loans, to create a personalized financing plan. If purchasing a home feels far off, contact me to talk about your options and goals. Whether you’re purchasing your first home, your second home, or financing an investment property, I look forward to helping you build your steppingstones with America’s #1 Retail Mortgage Lender.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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