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  • 1173 Pittsford-Victor Road, Suite 155 Pittsford, NY 14534 Mobile (585) 233-3005 Tel (917) 277-3363 Pat.Lavell@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Pat Lavell

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  • Originating Branch Manager
  • Pittsford, NY Mortgage Loan Officer
  • NMLS #179233
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I’ll be with you every step of the way

I’ve been in the mortgage industry for over 30 years and I have provided the financing for many property types from single family homes to apartment buildings with hundreds of units. However, my focus is on the financing of individual Co-op apartments in New York City and the surrounding suburbs. At CrossCountry Mortgage, we have a broad product menu that serves the needs of customers that are buying Co-ops in New York, from the 1st Time Buyers to the Wall Street titans, and everyone in between.  It’s my goal to provide my customers with the best financing option for their individual transaction.  

Here’s a sample of the mortgage products that we offer our customers:

  1. Mortgage PreApprovals
  2. 1st Time Buyer
  3. JUMBO
  4. Interest Only payment options
  5. Reverse Mortgages (ages 62 and over)
  6. Foreign National
  7. Non-Warrantable Co-op
  8. 2nd home / Pied-a-Terre
  9. Investor / Non-Owner Occupied
  10. Physician’s Loans
  11. State of NY (SONYMA)

I recognize your need to obtain information in a timely fashion and I do my best to deliver best in industry service.  You can feel free to e-mail me at Pat.Lavell@CCM.com, or better yet, you can call or text me at (917)277-3363, and I’d be happy to provide you with product, rate and closing costs information.   

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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