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  • 7878 North 16th Street, Suite 255 Phoenix, AZ 85020 Mobile (480) 414-8782 Tel (480) 691-4030 Raphael.Bangiyev@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Raphael Bangiyev

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  • Originating Branch Manager
  • Phoenix, AZ Mortgage Loan Officer
  • NMLS #219590
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I’ll be with you every step of the way

Hola, ¡soy Raphael! Comencé mi carrera en servicios financieros en 2002 y rápidamente me convertí en un creador de préstamos de alta producción, ganando el premio “Novato del Año” en mi primer año. En 2007, me asocié con Peter Torneanu, y juntos formamos el equipo de médicos de préstamos, luego agregamos a Arthur Shalomov al liderazgo en 2009.

Como gerente de operaciones desde 2014, me aseguro de que nuestro equipo se reúna para cerrar préstamos y marcar una diferencia en la vida de las personas.

Cuando elija trabajar conmigo y con mi equipo, sus necesidades hipotecarias se cubrirán con un oído de escucha y una comprensión completa de sus circunstancias específicas. Espero que su experiencia hipotecaria se sienta como una victoria.

Mi familia y yo inmigramos a los Estados Unidos en 1989, viviendo en la ciudad de Nueva York antes de mudarnos a Phoenix en 1997. Estoy orgulloso de atender a los clientes aquí en Scottsdale, AZ con el prestamista hipotecario minorista n.o 1 de los Estados Unidos.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

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This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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