Skip to content
Zoe Raithel photo
  • 1925 Spring Street, Unit A Paso Robles, CA 93446 Mobile (805) 400-8585 Tel (805) 668-3929 Zoe.Raithel@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Zoe Raithel

  • facebook logo
  • Mortgage Advisor
  • Paso Robles, CA Mortgage Loan Officer
  • NMLS #894102
Apply Now Free Rate Quote

I’ll be with you every step of the way

Hi, I’m Zoe, and I’m dedicated to making your mortgage a win! I love serving my Paso Robles, CA community as a loan officer, bringing homeownership dreams to life in the place I call home.

Whether you’re buying or refinancing, the mortgage process might seem stressful. But that’s not the case with CrossCountry Mortgage. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home financing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time.

With CCM, you get more than a smooth process – you get more mortgage options, too. We have client favorites like conventional, FHA, VA, and USDA loans, plus a selection of programs you won’t find anywhere else.

Ready to take the first step toward your homeownership dreams? Reach out to me and make your mortgage a win with America’s #1 Retail Mortgage Lender!

My social posts

Zoe Raithel - CrossCountry Mortgage Zoe Raithel at CrossCountry Mortgage, LLC
Aug 9
Little hands get into everything. Lock, latch, move it up high — follow a few simple steps to keep your space kid-friendly. Stay safe with our full list of home safety tips: http://spr.ly/6189fHFKT 🧸
Zoe Raithel - CrossCountry Mortgage Zoe Raithel at CrossCountry Mortgage, LLC
Aug 8
Savings are still the most common source for home purchase funds, with home sale proceeds closing in. Talk to your buyers about where their money is coming from, then talk to us about how to make it go furth...
Zoe Raithel - CrossCountry Mortgage Zoe Raithel at CrossCountry Mortgage, LLC
Aug 7
Knowing how much you could make on the sale of your home empowers you to make smart decisions about the entire process and what comes next. Calculate it here: http://spr.ly/6180fgYjg
Zoe Raithel - CrossCountry Mortgage Zoe Raithel at CrossCountry Mortgage, LLC
Aug 6
Pending home sales dipped 0.8% month‑over‑month in June and are down 2.8% year‑over‑year. Now’s the time to make meaningful reconnections with your sphere, refresh your strategies and get...
Zoe Raithel - CrossCountry Mortgage Zoe Raithel at CrossCountry Mortgage, LLC
Aug 5
Any house can be a dream home with a little elbow grease — and the right renovation loan. Consider if this is the option for you and your fixer-upper, then reach out to get started. http://spr.ly/6180N8NQn
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

Inspiration for your home loan journey

View All

Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

Get Pre-Approved

I’d love to hear from you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated, artificial, or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.