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Your Local CrossCountry Mortgage Loan Officer

Melisa Jones

  • Senior Vice President of Lending
  • O’Fallon, MO Mortgage Loan Officer
  • NMLS #965518
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Dedicated to getting it done

Hello! I’m Melisa, and I’m a Senior Vice President of Lending for America’s #1 Retail Mortgage Lender. At CrossCountry Mortgage, I manage a very successful team and a multistate region. I truly feel we’re the best of the best because we have the loans, expertise and dedication to get it done. I specialize in first-time homebuyers, self-employed borrowers and real estate investors. 

I’m honored to be recognized with the following awards. 

  • Scotsman Guide Top Originator
  • Scotsman Guide Top Women Originator
  • Five Star Mortgage Professional 

Since joining the industry in 2006, I have become passionate about my love for real estate, finance and helping people. I care deeply for our clients and their financial well-being. 

Outside of mortgages, my husband Adam has a 3rd-generation family farm, and we have two beautiful daughters who keep us on our toes! I’m dedicated to supporting local businesses and charities — especially youth athletics, as the proud coach and sponsor of a volleyball program.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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