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495 Washington Street, Unit 1 Norwell, MA 02061 Mobile (617) 429-3976 Tel (617) 932-5045 [email protected]
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- monday: 9:00AM – 9:00PM
- saturday: 8:00AM – 5:00PM
- sunday: 8:00AM – 5:00PM
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- First-Time Homebuyers
- Jumbo Loan
- Purchase
- Refinance
- VA Loan
Chris Devin
- Divisional Senior Vice President
- Norwell, MA Mortgage Loan Officer
- NMLS #47305
I’ll be with you every step of the way
Hi, I’m Chris, and I’ve been in the mortgage business for over 20 years. In that time, I’ve received multiple awards and become a respected industry speaker. Most recently, I was recognized by Mortgage Executive Magazine as being in the top 1% of mortgage originators nationwide and am a consistent President’s Club member.
At the Norwell, MA branch of America’s #1 Retail Mortgage Lender, I’ve built my success by always putting clients first. My business continues to grow thanks to word-of-mouth referrals, and I’m deeply thankful for my clients’ continued support. For 10 years, I hosted “REAL Estate Talk Boston” on Boston.com, providing timely insights into the local market and helping buyers and sellers succeed.
Originally from Massachusetts, I now live on the South Shore with my wife and four children. I’m an avid sports fan and former college hockey player who enjoys watching my kids play hockey and other competitive sports as they grow. I look forward to helping you with your home financing journey!
Chris’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.