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  • 4 Summit Ave, Suite 2 Niles, OH 44446 Mobile (330) 328-4084 Tel (330) 328-4084 Michael.R.Miller@ccm.com
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Your Local CrossCountry Mortgage Loan Officer

Michael Miller

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  • Senior Loan Officer
  • Niles, OH Mortgage Loan Officer
  • NMLS #1730402
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I’ll be with you every step of the way

Hi, I’m Michael, a Veteran of the U.S. Navy, USS John F. Kennedy (CV-67), I specialize and take pride in making VA loans simple for our Veterans and their families! From pre-approval to closing, I’ll work with you and your agent to answer any lending questions you may have and deliver the right loan for the right reasons while exceeding all expectations.

As part of our Niles, OH branch at America’s #1 Retail Mortgage Lender, I’m proud to offer innovative mortgage products, cutting-edge technology, and dedicated customer service. We provide an extensive range of products, from conventional and jumbo mortgages to government-insured programs for Veterans and rural homebuyers. Each homebuyer is different, so we make sure there is a solution for every lifestyle and personal situation. Whether you’re a first-time homebuyer or a long-time homeowner making your next big move, I’m here to guide you every step of the way – and make your mortgage a win.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Should I buy a house or keep renting?

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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