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  • 881 Dover Drive, Suite 110 Newport Beach, CA 92663 Mobile (818) 652-6347 Tel (510) 804-8396 Valerie.Warren@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Valerie Warren

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  • Senior Loan Officer
  • Newport Beach, CA Mortgage Loan Officer
  • NMLS #1097050
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I’ll be with you every step of the way

Hi, I’m Valerie, serving clients at our Newport Beach, CA branch with America’s #1 Retail Mortgage Lender. I’ve worked in the real estate industry for more than 20 years and have a comprehensive understanding of the mortgage process. If you’re a first-time homebuyer, I’ll walk you through each step and answer your questions. If this is not your first mortgage, we’ll discuss some of the newer products I have to offer and rediscover how staple programs like conventional, jumbo, FHA, VA, renovation, investment, and refinance have evolved over time.

I believe communication is essential. To establish a long-standing relationship with you, I start by listening to your goals and priorities. From pre-approval to closing and beyond, I’ll ensure you always know what’s happening with your mortgage.

Throughout my years of experience, I’ve become a specialist in complex lending. Whether you’re buying, refinancing, or renovating, I’m ready to provide you with an outstanding home loan experience.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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