Your Local CrossCountry Mortgage Loan Officer
Denver Payton
- Originating Branch Manager
- Newnan, GA Mortgage Loan Officer
- NMLS #1028692
I’ll be with you every step of the way
Hello! I’m Denver, a highly skilled loan officer with a wealth of experience in the financial industry. With a strong background in lending and a deep understanding of the mortgage market, I’ve helped numerous individuals and families achieve their homeownership dreams.
Having worked in home financing for over a decade, I have a comprehensive knowledge of various programs, including conventional, VA, FHA, USDA and loans you’ll only find at America’s #1 Retail Mortgage Lender. I’m dedicated to guiding you through the mortgage process, providing personalized advice and ensuring you can make an informed decision based on your unique goals and circumstances.
With me as your loan officer, you can expect a dedicated partner who will work tirelessly to find the right loan for your home. Whether you’re looking to purchase or explore refinancing opportunities, my expertise and commitment to excellence will guide you toward a successful and satisfying mortgage experience.





Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.