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Your Local CrossCountry Mortgage Loan Officer

Richard Schian

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  • Loan Officer
  • Wilmington, DE Mortgage Loan Officer
  • NMLS #2169348
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I’ll be with you every step of the way

Hi, my name is Rich Schian, and I’m excited to help you open the doors to your dream home! As a seasoned loan officer in Newark,DE, I bring years of expertise in guiding clients through the intricate world of home financing. My deep understanding of market trends and lending regulations allows me to tailor mortgage solutions that fit each client’s unique needs, ensuring a smooth journey to homeownership.

Whether you’re a first-time homebuyer, looking for an upgrade, or thinking about refinancing, I’m here to support you every step of the way. We’ll explore a range of financing options – including conventional, FHA, VA, and USDA loans – to find the right one for your future.

Open communication, trust, and doing things the right way are key to building strong relationships, and that’s what I aim to establish with you. As your dedicated mortgage partner at America’s #1 Retail Mortgage Lender, I look forward to guiding you from our first conversation to closing and beyond!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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