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  • 246 W San Antonio Street Suite 202 New Braunfels, TX 78130 Tel (830) 515-3417 Paty.Kessler@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Patricia Kessler

  • Senior Loan Advisor
  • New Braunfels, TX Mortgage Loan Officer
  • NMLS #227086
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Your biggest decision is my biggest passion

Hi, I’m Paty, and I’m dedicated to making your mortgage a win! I love serving my New Braunfels, TX community as a loan officer, bringing homeownership dreams to life in the place I call home.

Whether you’re buying or refinancing, the mortgage process might seem stressful. But that’s not the case with CrossCountry Mortgage. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home financing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time.

With CCM, you get more than a smooth process – you get more mortgage options, too. We have client favorites like conventional, FHA, VA, and USDA loans, plus a selection of programs you won’t find anywhere else.

Ready to take the first step toward your homeownership dreams? Reach out to me and make your mortgage a win with America’s #1 Retail Mortgage Lender!

My social posts

Paty W. Kessler/American Eagle Mortgage powered by Cross Country Mortgage Paty W. Kessler/American Eagle Mortgage powered by Cross Country Mortgage
Jun 10
Settle in and stay awhile with a fixed-rate mortgage. These loans offer predictability and security so you can focus less on rates and more on enjoying your dream home.
Paty W. Kessler/American Eagle Mortgage powered by Cross Country Mortgage Paty W. Kessler/American Eagle Mortgage powered by Cross Country Mortgage
Jun 9
Action over ambition.
Paty W. Kessler/American Eagle Mortgage powered by Cross Country Mortgage Paty W. Kessler/American Eagle Mortgage powered by Cross Country Mortgage
Jun 6
Whether they find you through an online listing or reach out directly, 2/3 of buyers rely on agents. Set them up for success by making sure pre-approval is step 2.
Paty W. Kessler/American Eagle Mortgage powered by Cross Country Mortgage Paty W. Kessler/American Eagle Mortgage powered by Cross Country Mortgage
Jun 5
Your gym, your rules. Smart tech lets you set the perfect vibe—lights, temp and tunes—so every workout feels just right.

🔊 Voice-activated speakers are a must for blasting your favorite...
Paty W. Kessler/American Eagle Mortgage powered by Cross Country Mortgage Paty W. Kessler/American Eagle Mortgage powered by Cross Country Mortgage
Jun 4
Pending home sales dropped 6.3% in April, and we’re seeing a familiar trend. More homes on the market, fewer buyers committing. The difference now? Your clients may have more leverage. Let’s talk today!
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A contractor meets with the homeowner and discusses improvements to create their dream home.
Military member coming home to his daughter in his VA-funded home.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

Make Any Home Your Dream Home

Tired of leaving open houses without finding “the one?” With a renovation loan, you can bring your ideas of the perfect home to life! 

Here’s how: 

  • Finance the costs of buying and upgrading a home with one loan, so you can purchase an imperfect but good (and probably less expensive) house and add your personal touch.  
  • Refinance the cost of home improvements to get the benefits of moving without the packing and unpacking, figuring out new utilities…you know the hassle. 
Más información

Come Home With a VA Loan

Did you know VA mortgage loans are not only for Veterans? Qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses can take advantage of this important benefit. VA loans offer 100% financing without mortgage insurance, and the VA benefit is re-usable. 

Purchase or refinance, contact me to learn more. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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