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  • 9130 Galleria Court, Suite 101 Naples, FL 34109 Tel (239) 269-4139 Teresa@maxwellmortgageloans.com
Your Local CrossCountry Mortgage Loan Officer

Teresa Barajas

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  • Loan Originator
  • Naples, FL Mortgage Loan Officer
  • NMLS #1323446
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I’ll be with you every step of the way

Hi, I’m Teresa Barajas, born and raised in Naples, Florida. I began my career right after high school as a bank teller, transferring my skills to mortgage processing. I worked my way up to become a senior mortgage processor and became a homeowner at just 21, realizing the importance of owning versus renting.

With over eight years of mortgage industry experience, I’m now a loan officer at our Naples, FL branch. I have the knowledge and expertise to structure the right mortgage to help achieve my clients’ financial goals. I take the time to understand my clients’ needs and guide them through what can be a confusing process, ensuring they feel confident in one of the most important purchases of their lives. I’m proud to offer my services through America’s #1 Retail Mortgage Lender, using the best tools and resources available.

When not working, I enjoy spending time with my 8-year-old son, exploring the beaches of Southwest Florida whenever possible.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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