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  • 41856 Ivy Street, Suite 103 Murrieta, CA 92562 Mobile (951) 334-3403 Michael.Marchena@ccm.com
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Your Local CrossCountry Mortgage Loan Officer

Michael Marchena

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  • Loan Officer
  • Murrieta, CA Mortgage Loan Officer
  • NMLS #2501919
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I’ll be with you every step of the way

Hello! I’m Michael Marchena, your trusted home loan specialist serving Temecula, Murrieta, and the Temecula Valley communities. Known as “Money Mike”, I’m not just your average lender – I’m a dedicated mortgage professional with over a decade of experience in the real estate industry. I have the unique advantage of holding both a real estate broker and NMLS mortgage license, offering clients unparalleled expertise.

My approach is rooted in integrity, communication, and a desire to help people achieve their homeownership dreams. I recognize a home is more than a transaction. It’s a place to build memories, find comfort and secure your future. Committed to excellent service, I’ll work tirelessly to simplify your home financing and ensure you feel supported from start to finish.

At America’s #1 Retail Mortgage Lender, I’ve expanded my services to include conventional, FHA, VA, USDA, and many other loan types. Whether you’re a first-time homebuyer or looking to refinance, I’ll guide you through every step of your journey – ensuring you can make informed decisions with confidence.

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Mar 25
VA loans come with lots of benefits. One you may not know is that they're assumable, meaning a buyer can take over a seller’s existing VA loan, rather than get their own mortgage. There are plenty of ...
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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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