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Mother in Military uniform hugs daughter inside hone purchased using VA loan.

Are VA Loans Assumable?

VA loans are assumable mortgages, even if you're not a veteran. Learn how to assume a VA loan, get a low interest rate, and save on your next home purchase.

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Woman sitting in chair at laptop researches assumable mortgage loans.

What Is an Assumable Mortgage Loan?

An assumable mortgage loan is when a homebuyer assumes the seller’s existing mortgage obligations, which could be a lower interest rate and better loan terms.

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