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Non-QM

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Self-employed bakery owner researches 1099 mortgage on laptop

How to Get a Mortgage with a 1099

Millions of Americans identify themselves as self-employed. Those individuals, who include independent contractors, seasonal workers, vendors, freelancers, gig workers, and individuals who complete side jobs, often have difficulties securing a traditional mortgage.

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Exterior of a modern rental property purchased using a DSCR loan.

What Is a DSCR Loan?

Find out how the DSCR loan can be the perfect non-qm mortgage loan for real estate investors. Learn how to calculate DSCR ratio and program pros and cons.

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Three-story light green investment property with stacked balconies, front porches and a pitched roof, surrounded by trees.

Debt Service Coverage Ratio: How It Works, Why It Matters and How to Calculate DSCR

Learn what the debt service coverage ratio (DSCR) is, how to calculate it and why it matters when financing an investment property.

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Three construction workers working outside on a house.

What Are ITIN Loans?

Learn what ITIN loans are and how they help individuals without a Social Security Number achieve homeownership. Explore your options with ITIN loans today!

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Smiling couple sitting at a desk using a laptop to research buying a home in the United States as non-U.S. citizens

Can I Buy a Home as a Non-U.S. Citizen?

Non-U.S. citizens can buy a home in the U.S. Learn how Non-QM loans, ITINs, and flexible mortgage options make ownership possible for foreign nationals.

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Interior of a modern house living space.

What Is a Non-QM Loan?

Learn more about Non-QM loans, a mortgage option for borrowers with unconventional income or credit. Contact us today to see if a Non-QM loan is right for you!

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