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1120 S. Rackham Way, Suite 300, Office 72 Meridian, ID 83642 Mobile (206) 963-4610 Tel (208) 296-7281 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Down Payment Assistance
- First-Time Homebuyers
- Purchase
- Refinance
- VA Loan
Julie Glassco
- Originating Branch Manager
- Meridian, ID Mortgage Loan Officer
- NMLS #378177
I’ll be with you every step of the way
Hi, I’m Julie. I’ve been in mortgage finance for 20 years. My husband Brian and I enjoy four beautiful children. We have a strong faith in God, host a home church, and love welcoming new people to the beautiful state of Idaho.
As part of our Meridian, ID branch of America’s #1 Retail Mortgage Lender, I’ve aligned myself with CrossCountry Mortgage because of our vast selection of loan products and competitive rates. We also roll out the red carpet for our service members and their families, which strikes a chord with me, and I really love being a part of that for you. It’s my honor to assist you with one of life’s most important financial decisions, whether you are a first-time homebuyer, a well-versed buyer, or looking to refinance. I will walk you through, step by step, and make it a fun and painless process.
Julie’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.