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  • 35 Pinelawn Road, Suite 212 Melville, NY 11747 Mobile (631) 879-8399 Justin.Schiatta@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Justin Schiatta

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  • VP of Lending
  • Melville, NY Mortgage Loan Officer
  • NMLS #115343
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I’ll be with you every step of the way

With over 20 years of experience in the mortgage industry, I am committed to helping clients navigate the complexities of financing with confidence. Specializing in FHA, conventional, jumbo loans, and investment property analysis, I serve the New York metropolitan area, Long Island, and the Hudson Valley with a focus on securing optimal rates and tailored solutions.

As both a mortgage professional and a real estate investor, I understand the intricacies of property investments and offer actionable insights to homeowners and investors alike. Clients and realtors value my reliability, responsiveness, and dedication to delivering a seamless loan experience—always on time, and always with integrity.

My approach is simple: “Say what you do, and do what you say.” This philosophy has earned me long-standing client relationships and a reputation for excellence. I’m proud to represent America’s #1 Retail Mortgage Lender and look forward to assisting you in achieving your real estate goals.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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