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  • 9200 Ventnor Avenue, First Floor Margate, NJ 08402 Tel (610) 355-4295 Christopher.Hutchins@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Christopher Hutchins

  • zillow logo
  • Client Manager / Senior Loan Officer
  • Margate, NJ Mortgage Loan Officer
  • NMLS #849171
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I’ll be with you every step of the way

Hi, I’m Christopher! For over 10 years, I’ve been in the mortgage business, helping people like you achieve their homeownership dreams. That starts with listening to your priorities and circumstances to match you with the right solution. From conventional, FHA, USDA, and VA loans, we’ll go over your financing options and personalize your mortgage experience to fit your goals. Together, we’ll walk through the steps of your homeownership journey.

Communication is key to home financing, and I’m dedicated to keeping you informed of your loan status every step of the way. I’ll make everything between application and closing feel simple, and I’ll always be available to answer your questions. If you’re ready to take the next step in your homebuying journey, I’m prepared to guide you in the right direction. I look forward to providing you with customer service above and beyond your expectations.

Serving Margate, NJ with America’s #1 Retail Mortgage Lender.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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