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  • 3415 S. Sepulveda Blvd, Suite 330 Los Angeles, CA 90034 Mobile (949) 891-1603 Tel (310) 734-6131 Mike.Steren@ccm.com
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Your Local CrossCountry Mortgage Loan Officer

Mike Steren

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  • Branch Manager/SVP
  • Los Angeles, CA Mortgage Loan Officer
  • NMLS #267806
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America’s #1 Retail Mortgage Lender

Hi, I’m Michael, based in Los Angeles, CA. I joined the mortgage industry over 15 years ago to help families build wealth with real estate. As your loan officer, I provide highly responsive service to make home financing as easy as possible. I’ll walk you through each step of the process, answer your questions, and keep you updated on your loan’s status. From start to finish, I want to ensure your mortgage moves smoothly to closing.

Finding the right home financing starts with listening. We’ll discuss your goals to find the product that fits your needs, from conventional and jumbo to FHA and VA loans. I care deeply about the families I serve and am dedicated to bringing your homeownership dreams to life. On a personal note, my wife and I enjoy traveling, eating, and spending time with our two Goldendoodles. I’m also a UCLA alumnus and big Bruins sports fan. I look forward to working with you as part of America’s #1 Retail Mortgage Lender.

My social posts

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Aug 1
More buyers than ever are skipping financing and paying out of pocket. But! Loop in your lender anyway so they know all their options. 💸
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Jul 31
A front door refresh works curb appeal magic — but it’s more than just a coat of paint. A few final touches take you to a whole new level of finesse.
Reach out for your start to finish front door guide.
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Jul 30
June existing-home sales fell 2.7% — a mid-year signal that buyer caution is growing. Some Millennials and Gen Z homebuyers are holding back, timelines are stretching and deals might need more negoti...
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Jul 29
Homeownership is ageless. Reverse mortgages offer options for older homeowners to use home equity as a financial resource and create more flexibility for retirement funding.
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Jul 28
A thankful heart sees clearly.
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.
A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Get Started – Fixed Get Started – Flex

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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