Specialty Home Loans and Mortgage Programs

More Loan Options to Meet Your Needs

At CrossCountry Mortgage, we understand that not everyone can qualify for conventional loan programs. That’s why CrossCountry Mortgage is a lender that offers specialty home loans and mortgage programs for financing in addition to our traditional home purchase options that can help you achieve your homeownership goals.

Bank Statement Loan Program:

The CrossCountry Mortgage bank statement loan program allows self-employed borrowers to qualify with alternative documents instead of tax returns.

Asset Qualifier Mortgage:

The asset-qualified mortgage option allows high-net-worth borrowers to qualify solely off their liquid assets (no income required).

Full Doc Loans:

The full doc loan is a product to help provide coverage to borrowers who may not meet Agency or Prime Jumbo guidelines.

Investor Cash Flow Loan:

The investor cash flow loan allows real estate investors to finance an investment property by using the property’s gross rent to qualify instead of the borrower’s personal income.

Alt Doc – 1099 Mortgage Program:

The alt doc – 1099 mortgage program is a reduced doc program that allows a borrower to qualify off the average of their 1099 income instead of tax returns.

Foreign National Loan:

The foreign national loan program offers offers flexible qualification requirements and a streamlined financing process to help those without U.S. residency or U.S. credit.