Non-QM loans

Traditional mortgages often don’t fit non-traditional financial circumstances. For example, individuals without a Social Security number often struggle to secure home financing due to identification requirements. But CCM is committed to providing for every borrower through the CCM Signature Expanded Series.

Our in-house Non-Qualified Mortgages offer financing for everyone from retirees to self-employed workers and real estate investors. Borrowers can use bank statements, liquid assets, 1099 income, and more to achieve their homeownership dreams. No matter your goal or finances, we’re dedicated to getting it done.

What’s an ITIN number?

ITINs are issued by the Internal Revenue Service (IRS) and can be used as a form of ID in place of a Social Security number. If you don’t currently have an ITIN, getting one is relatively straightforward. You’ll need to gather tax returns and identification documents, fill out Form W-7, and apply with the IRS.