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  • 81 Hartwell Avenue, Suite 210 Lexington, MA 02421 Mobile (617) 429-2059 David.Fay@ccm.com

Your Local CrossCountry Mortgage Loan Officer

David Fay

  • Senior Loan Officer
  • Lexington, MA Mortgage Loan Officer
  • NMLS #513224
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I’ll be with you every step of the way

Hi, I’m David, and I’ve been helping homebuyers find financing solutions to achieve their dreams for more than 25 years in New England and nationwide. When you come to me for home financing, I’ll answer your questions in simple terms, help you through each step in the process, and do everything in my power to help you go from getting pre-approved to relaxing at home in no time. 

Whether you’re buying your first home, your next home, or refinancing, I specialize in a wide range of loans to put your goals within reach. These include conventional, jumbo, doctor, FHA, VA, and niche loan programs you won’t find anywhere else. Together, we’ll find the right one for you. 

Ready to take the first step toward your homeownership dreams? Reach out to me and make your mortgage a win with America’s #1 Retail Mortgage Lender!

Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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