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4400 Highway 121, Suite 380 Lewisville, TX 75056 Mobile (469) 422-7688 Tel (332) 213-9867 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Craig Natale
- Loan Originator
- Lewisville, TX Mortgage Loan Officer
- NMLS #837716
I’ll be with you every step of the way
Hi, I’m Craig, a loan officer at our Lewisville, TX branch with America’s #1 Retail Mortgage Lender. With over 20 years of experience in the financial services industry, including six years as part of a top-producing loan origination team, I focus on delivering 5-star customer service. My goal is to provide a seamless experience from loan application to closing.
When you come to me for your mortgage, I start by listening. By understanding your goals and priorities, I’m able to structure an ideal home loan that meets your unique needs. Whether you’re a first-time homebuyer, long-time homeowner, or looking to renovate or invest, I’m knowledgeable in all home financing products, from conventional and jumbo to FHA and VA. Together, we’ll find the loan that fits your specific situation.
I understand the importance of communication and will keep you informed with regular updates throughout the mortgage process. I’m ready to provide you with an outstanding home loan experience.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.