Skip to content
Foto de Kathleen Spicuzza
  • 3030 S. Durango Drive, Suite B Las Vegas, NV 89117 Móvil (702) 808-7493 kathy.spicuzza@ccm.com
    Schedule a call

Your Local CrossCountry Mortgage Loan Officer

Kathleen Spicuzza

  • linkedin logo
  • Inside Loan Originator
  • Las Vegas, NV Mortgage Loan Officer
  • NMLS #865895
Apply Now Free Rate Quote

I’ll be with you every step of the way

Hola, soy Kathleen, conocida por muchos como la “Dama roja de préstamos calientes”. Con más de 20 años de experiencia en la industria hipotecaria, aprovecho mi experiencia para empoderar a las personas y familias para lograr el éxito financiero. Presto servicios a clientes principalmente en Las Vegas, Arizona, Florida, Tennessee y California. Mi experiencia va desde ayudar a quienes compran una vivienda por primera vez hasta a quienes compran una vivienda y a los veteranos que se mudan, guiando a cualquier persona que yo pueda en su recorrido de ser propietario de una vivienda.

Me especializo en soluciones de refinanciamiento para ayudarle a administrar deudas, reducir pagos mensuales, crear flujo de efectivo o acelerar el plazo de su hipoteca. Como director de educación y miembro de la junta de Veterans Associate of Real Estate Professionals (VAREP) de Las Vegas, instruyo a los agentes inmobiliarios y prestamistas sobre los matices de los préstamos hipotecarios para veteranos. Mi pasión se extiende a asesorar sobre el aprovechamiento del valor acumulado de la vivienda a través de hipotecas inversas, creando un futuro financiero sólido en la jubilación.

Su bienestar financiero es mi prioridad, y puedo ayudarle a generar riqueza y administrar deudas de manera efectiva en el prestamista hipotecario minorista n.o 1 de los Estados Unidos.

My social posts

redhotloanlady redhotloanlady
Jun 27
Existing-home sales ticked up 0.8% in May. Let’s talk through it all to help your clients move forward — like qualification options, unlocking equity or solving monthly payment hurdles.
redhotloanlady redhotloanlady
Jun 26
Where equestrian charm meets sweet dreams. A Western style bedroom blends rugged and refined to bring new levels of relaxation. You’ll be counting sheep in no time.
redhotloanlady redhotloanlady
Jun 25
Real estate agents continue to be integral players in the homebuying process. Mortgage lenders are too — so why not team up? 🤝
redhotloanlady redhotloanlady
Jun 24
Real estate agents can be a valuable resource for homebuyers and sellers — but how do you know if you need one? Contact us to learn more.
redhotloanlady redhotloanlady
Jun 20
Homebuying is one of the most important decisions in someone’s life, so we work hard to make it a positive experience. We won’t settle until we hit 100% satisfaction — are you with us? 💯
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.
Retired woman enjoys a bike ride and her peace of mind after starting her reverse mortgage.
Military member coming home to his daughter in his VA-funded home.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

You’ve worked hard for your home. Now it’s time to put your home equity to work for you.

A reverse mortgage allows homeowners aged 55 or older to borrow against their housing wealth while maintaining ownership, title, and control of their home.

But unlike traditional financing solutions, there is no monthly payment required on the loan — taxes, insurance, and maintenance only.

What will you do with tax-free cash from your home equity?

  • Improve cash flow and increase savings
  • Refinance or eliminate existing mortgage and consumer debt
  • Pay for healthcare expenses and long-term care
  • Finance home renovations to age safely in place
  • Buy a new home that better suits your needs
  • Create a financial safety net with a growing line of credit
Get started

*Review the Reverse mortgage requirements found on the product page for additional details.

Come Home With a VA Loan

Did you know VA mortgage loans are not only for Veterans? Qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses can take advantage of this important benefit. VA loans offer 100% financing without mortgage insurance, and the VA benefit is re-usable. 

Purchase or refinance, contact me to learn more. 

Start here

Inspiration for your home loan journey

View All

Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

    Más información

Get Pre-Approved

I’d love to hear from you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.