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  • 1177 Magnolia Avenue, Suite 1 Larkspur, CA 94939 Mobile (415) 846-4422 Tel (628) 877-2054 Jeffrey@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Jeffrey Smith

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  • Senior Mortgage Advisor
  • Larkspur, CA Mortgage Loan Officer
  • NMLS #237059
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I’ll be with you every step of the way

Hi, I’m Jeff Smith, and with over 20 years in the mortgage and real estate finance industry, I’m committed to helping my clients make informed decisions about their mortgage options. At our Larkspur, CA branch of America’s #1 Retail Mortgage Lender, I start by understanding your financial goals and ensure the mortgage choices you make align with your broader objectives.

Whether you’re buying or refinancing, I’ll help you navigate important questions like the impact of your mortgage on your personal balance sheet or your long-term financial plans. With an MBA from UC Berkeley’s Haas School of Business and experience as a Registered Investment Advisor, I provide expertise that goes beyond just finding a mortgage—I help you reach your financial goals.

I’m proud to be part of a team consistently ranked among the top mortgage originators in the U.S., and I look forward to guiding you every step of the way.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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