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2120 Chamber Center Drive Lakeside Park, KY 41017 Mobile (513) 313-5176 Tel (513) 810-3855 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Suzette Losekamp
- Senior Loan Officer
- Lakeside Park, KY Mortgage Loan Officer
- NMLS #60504
I’ll be with you every step of the way
Hi, I’m Suzette. Based in Lakeside Park, KY, with more than 35 years in the mortgage industry, I pride myself on finding the right loan for my clients. I treat everyone as an individual, as each person has unique goals and may benefit from different options for their home financing. To achieve your homeownership dreams, I offer various mortgage programs, including conventional, FHA, VA, and USDA loans. Whether you’re purchasing, renovating, or refinancing, we’ll find the right fit for your plans.
From applying to receiving your keys or completing your refinance, my team and I will be there to support you. I aim to get all pre-approvals to my clients within 24 hours of their application. I’ll guide you through the process, answer your questions, and work with our in-house underwriters to close your loan on time. Sound like the service you’ve been looking for? Give me a call to go over your home financing options with America’s #1 Retail Mortgage Lender today!
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.