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  • 525 3rd Street , Suite 322 Lake Oswego, OR 97034 Mobile (503) 806-0700 Scott.McCarty@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Scott McCarty

  • zillow logo
  • Branch Manager
  • Lake Oswego, OR Mortgage Loan Officer
  • NMLS #133765
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I’ll be with you every step of the way

Hi, I’m Scott McCarty. I’ve been helping home buyers with their mortgage needs since 1999, after graduating from the University of Oregon and serving in the US Navy. As a dedicated member of our Lake Oswego, OR team at America’s #1 Retail Mortgage Lender, my passion for the past 24 years has been to help people achieve their dream of homeownership.

With the support of a great team, I’ll make sure you have a smooth loan process. We’ll use our online application portal to streamline the paperwork, reducing the burden and ensuring on-time closing. My team and I are committed to answering all your questions and keeping you informed every step of the way. Communication is key, and we want you to feel confident and well-informed throughout the process.

I’ve lived in West Linn for nearly 20 years with my wife and three amazing kids. I’m proud to be a US Navy Veteran, and I look forward to serving you on your home financing journey.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.
First responders take action to emergency call.
Military member coming home to his daughter in his VA-funded home.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Get Started – Fixed Get Started – Flex

CCM Line of Duty Death Benefit

Our exclusive Line of Duty Death Benefit is designed to provide financial protection to the families of first responders. This complimentary, one-time benefit cancels the balance of your mortgage, up to $525,000, should you fall in the line of duty. It’s our way of saying thank you. 

Learn more

Come Home With a VA Loan

Did you know VA mortgage loans are not only for Veterans? Qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses can take advantage of this important benefit. VA loans offer 100% financing without mortgage insurance, and the VA benefit is re-usable. 

Purchase or refinance, contact me to learn more. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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