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  • 9999 Bellaire Blvd, Suite 750 Houston, TX 77036 Mobile (817) 894-3073 Tel (713) 457-7741 Kathy.Johnson@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Kathy Johnson

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  • Originating Branch Manager
  • Houston, TX Mortgage Loan Officer
  • NMLS #1402120
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I’ll be with you every step of the way

Hi, I’m Kathy, based in Houston, TX. I’m an experienced loan officer with an impressive track record spanning over a decade in the mortgage industry. Licensed in over 40 states, I have a deep understanding of the complex and ever-evolving world of home financing. Known for my commitment to excellence in customer service, I go above and beyond to ensure you get personalized guidance throughout the loan process.

With a passion for helping people realize their homeownership dreams, I stand out as a dedicated and knowledgeable mortgage professional. My expertise extends across various loan programs, including conventional, FHA, and VA loans, making me a versatile professional capable of meeting your unique goals. As part of America’s #1 Retail Mortgage Lender, I will take every step necessary to ensure you get the keys to your home. Together, we will make your dream of homeownership a reality.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Save on Your Mortgage Every Month

Say Bye-Bye PMI 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI). 

CCM Bye-Bye PMI offers qualified borrowers a conventional loan for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

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Come Home With a VA Loan

Did you know VA mortgage loans are not only for Veterans? Qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses can take advantage of this important benefit. VA loans offer 100% financing without mortgage insurance, and the VA benefit is re-usable. 

Purchase or refinance, contact me to learn more. 

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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