Your Houston, Texas mortgage experts
Your Future Our Focus
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
We’ll be with you every step of the way
As the Houston, TX, branch of America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.
<The Jennifer Grube Team offers a wide array of mortgage options, including conventional, FHA, VA, USDA, 203(k) and HomeStyle renovation financing, jumbo and super jumbo, bank statement programs, HomeReady, HomePossible, first-time homebuyer down payment assistance and much more. Our borrowers qualify with as low as a 500-credit score, and we offer complimentary credit education to those looking to purchase in the future. Our team of professionals is unparalleled at providing a superior, personal mortgage experience.
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Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Jennifer’s testimonials
Meet our team
Jennifer Grube
- Originating Branch Manager
- NMLS #527691
- 2120 Emancipation Ave
- Unit 2
- Houston, TX 77003
- [email protected]
- mobile 832-786-3680
- tel 281-819-5074
- fax 281-819-5074
Jason Monnin
- Outside Loan Originator
- NMLS #1168968
- 2120 Emancipation Ave
- Unit 2
- Houston, TX 77003
Edwin Morales
- Loan Officer
- NMLS #2369832
- 2120 Emancipation Ave
- Unit 2
- Houston, TX 77003
Stephen Braslow
- Loan Originator
- NMLS #466335
- 2120 Emancipation Ave
- Unit 2
- Houston, TX 77003
- [email protected]
- mobile 856-296-7972
- tel 856-296-7972
- fax 281-916-1121
Andrea Walters
- Sales Support Manager
- NMLS #1885696
- 2120 Emancipation Ave
- Unit 2
- Houston, TX 77003
Anya Lowe
- Loan Officer
- NMLS #1876583
- 2120 Emancipation Ave
- Unit 2
- Houston, TX 77003
- [email protected]
- mobile 832-844-1130
- tel 832-299-2246
- fax 346-299-1378
Marvy Mendoza
- Loan Officer
- NMLS #230889
- 2120 Emancipation Ave
- Unit 2
- Houston, TX 77003
- [email protected]
- mobile 713-269-6333
Our support staff
Claudia Lopez
Branch Marketing Coordinator
Cherae Latson
Loan Officer Assistant
Jasmine Rodriguez
Loan Processor
Rafael Salazar
Loan Officer AssistantMy social posts
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.