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Your Local CrossCountry Mortgage Loan Officer

Jason Kelly

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  • Originating Branch Manager
  • Hayden, ID Mortgage Loan Officer
  • NMLS #903948
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I’ll be with you every step of the way

Hello! I’m Jason, the branch manager of the Hayden, ID branch of America’s #1 Retail Mortgage Lender. In 2013, my wife, Lisa, encouraged me to join the industry because of my organizational skills, attention to detail and ability to deliver excellent customer service with clear and timely communication. We joined CCM with over 40 years of combined experience.

Since 2018, I’ve originated $245 million in mortgages, specializing in financing for first-time homebuyers, construction and jumbo loans. Through outside-the-box thinking, I provide solutions that keep projects on track. I’m always available to answer questions, including evenings and weekends, and look forward to being your trusted mortgage advisor for life.

Lisa and I have two beautiful talented daughters. As their true passion is performing on stage, we support all the local theaters. I also was a founding member of the 54 Foundation, a non-profit organization that raises funds for underprivileged youth through a golf marathon.

My social posts

Jason Kelly - Branch Manager Cross Country Mortgage - NMLS# 903948 My Team Kelly - CrossCountry Mortgage
Aug 13
Over the past 15 years, conventional loans have replaced FHA as the most popular financing option for first-time buyers. With options for all loan types, the right loan should fit the life they're build...
Jason Kelly - Branch Manager Cross Country Mortgage - NMLS# 903948 My Team Kelly - CrossCountry Mortgage
Aug 12
A temporary rate buydown means lower monthly payments early on — when it can really help.

In many cases, the seller covers the cost. After the initial buyd...
Jason Kelly - Branch Manager Cross Country Mortgage - NMLS# 903948 My Team Kelly - CrossCountry Mortgage
Aug 11
Eyes ahead.
Jason Kelly - Branch Manager Cross Country Mortgage - NMLS# 903948 My Team Kelly - CrossCountry Mortgage
Aug 9
Little hands get into everything. Lock, latch, move it up high — follow a few simple steps to keep your space kid-friendly. Stay safe with our full list of home safety tips: http://spr.ly/6187fHFOx 🧸
Jason Kelly - Branch Manager Cross Country Mortgage - NMLS# 903948 My Team Kelly - CrossCountry Mortgage
Aug 8
Savings are still the most common source for home purchase funds, with home sale proceeds closing in. Talk to your buyers about where their money is coming from, then talk to us about how to make it go furth...
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Save on Your Mortgage Every Month

Say Bye-Bye PMI 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI). 

CCM Bye-Bye PMI offers qualified borrowers a conventional loan for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

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Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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