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Your Local CrossCountry Mortgage Loan Officer

Joseph Ferraro

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  • Originating Branch Manager
  • Hauppauge, NY Mortgage Loan Officer
  • NMLS #1443543

I’ll be with you every step of the way

Hi, I’m Joseph, and there’s nothing more rewarding to me than having a personal impact on the largest financial transaction of my clients’ lives. Whether you’re purchasing a new home, refinancing, or financing a home renovation, I’m here at the Hauppauge, NY CrossCountry Mortgage of America’s #1 Retail Mortgage Lender, to help you achieve your goals.

As your trusted loan consultant, I’ll guide you through the home financing process and support you from pre-approval to closing. With a wide array of mortgage products, I’ll help you find the home loan best suited to your needs. Our state-of-the-art technology ensures your mortgage flows smoothly, and you’ll receive continuous updates throughout the process. My website is also a useful resource, with many tools to make your experience smooth and stress-free.

I appreciate your business and look forward to working with you!

My social posts

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Whether they find you through an online listing or reach out directly, 2/3 of buyers rely on agents. Set them up for success by making sure pre-approval is step 2.
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Your gym, your rules. Smart tech lets you set the perfect vibe—lights, temp and tunes—so every workout feels just right.

🔊 Voice-activated speakers are a must for blasting your favorite...
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Pending home sales dropped 6.3% in April, and we’re seeing a familiar trend. More homes on the market, fewer buyers committing. The difference now? Your clients may have more leverage. Let’s talk today!
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The only thing better than getting a great mortgage? Refinancing to get an even better one. We’ll help with both.
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While nearly half of buyers still settle in the suburbs, a rising number are buying in the big city. Whether your clients are looking for a downtown apartment or a rural escape, we’ve got loans for any locale....

Calculate your DTI ratio to see how much house you can afford 

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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