-
302 Innovation Drive, Suite 470 Franklin, TN 37067 Mobile (615) 426-3182 Tel (615) 760-9121 [email protected]
-
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
-
- Purchase
- Refinance
Shawn Kaplan
I’ll be with you every step of the way
Hi, I’m Shawn, a residential loan officer serving clients across Tennessee for over 20 years. Based in Franklin, TN, I’ve had the honor of helping more than 10,000 families achieve homeownership, financing over $1 billion in real estate transactions. My success has been recognized nationally by Scotsman Guide’s Top Originators rankings. Whether you’re buying your first home or moving, I’m dedicated to getting it done.
When you work with my team and me at America’s #1 Retail Mortgage Lender in Franklin, TN, we use our strengths to partner with you and identify the right mortgage product for your goals. We’re committed to providing education, increasing your cash flow, and minimizing taxes. It’s an honor to be part of your home financing team.
When I’m away from the office, you’ll likely find me on my family farm in Nolensville, at a car meet or rally, or spending time with my wife and two girls.
Guides and resources
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.