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  • 138 Industry Lane, Unit 2 Forest Hill, MD 21050 Mobile (410) 717-8518 Tel (443) 776-4114 David.Hepler@ccm.com

Your Local CrossCountry Mortgage Loan Officer

David Hepler

  • Loan Officer
  • Forest Hill, MD Mortgage Loan Officer
  • NMLS #180432
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I’ll be with you every step of the way

Hi, my name is David, and I was born in Fort Pierce, Florida, into a Military family, which instilled discipline and adaptability in me. My early years took me to various locations worldwide, including Germany, where I completed my education in the 90s. Moving to Bel Air, Maryland, marked a pivotal moment in my life. I found success in retail and marketing roles in Florida and Georgia, but the call of Bel Air brought me back, leading me to the mortgage industry in 2001.

As a loan officer in Bel Air, MD, I’m proud to work with America’s #1 Retail Mortgage Lender. I’m committed to understanding every client’s unique goals and offering personalized mortgage solutions. Outside of work, I enjoy skiing, mountain biking, kayaking, and camping, and I hope my journey inspires others to chase their dreams and embrace life’s adventures!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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