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FMZ Team

Your Future Our Focus

    • Conventional Loan
    • Jumbo Loan
    • Non-QM Loans
    • Purchase
    • Refinance

We’ll be with you every step of the way

As America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.

Home financing is more than a single loan – it’s about our communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, we’re dedicated to helping people prosper.

Our team is filled with dedicated loan officers living, supporting and serving their communities. We each offer our own individual specialties, from expert knowledge of home loan programs and the mortgage process to personal knowledge of the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.

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Contact

Berkeley, CA

2987 College Ave.Berkeley, CA 94705 Branch NMLS #2020284Phone (510) 254-4697

Newport Beach, CA

881 Dover Drive, Suite 110Newport Beach, CA 92663 Branch NMLS #1959013Phone (510) 804-8396

Encinitas, CA

322 Encinitas Blvd, Suite 170Encinitas, CA 92024 Branch NMLS #2338410

Modesto, CA

931 10th Street, Suite MModesto, CA 95354 Branch NMLS #2694941Phone (510) 254-4697

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Inspiration for your home loan journey

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Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

Meet our team

Faramarz Moeen-Ziai Photo
Team Leader

Faramarz Moeen-Ziai

  • VP, Mortgage Advisor
  • NMLS #342090
  • 2987 College Ave.
  • Berkeley, CA 94705
Apply Now Visit My Website
Valerie Warren Photo

Valerie Warren

  • Senior Loan Officer
  • NMLS #1097050
  • 881 Dover Drive
  • Suite 110
  • Newport Beach, CA 92663
Apply Now Visit My Website
Lynette Coleman Photo

Lynette Coleman

  • Senior Mortgage Advisor
  • NMLS #326542
  • 322 Encinitas Blvd
  • Suite 170
  • Encinitas, CA 92024
Apply Now Visit My Website
Zach Taylor Photo

Zach Taylor

  • Senior Mortgage Advisor
  • NMLS #315344
  • 322 Encinitas Blvd
  • Suite 170
  • Encinitas, CA 92024
Apply Now Visit My Website
Kelly O'Sullivan Photo

Kelly O’Sullivan

  • Senior Loan Officer
  • NMLS #349711
  • 2987 College Ave.
  • Berkeley, CA 94705
Apply Now Visit My Website
Gil Faust Photo

Gil Faust

  • Senior Loan Officer
  • NMLS #283798
  • 2987 College Ave.
  • Berkeley, CA 94705
Apply Now Visit My Website
Celena Villarreal Photo

Celena Villarreal

  • Loan Officer
  • NMLS #2035982
  • 931 10th Street
  • Suite M
  • Modesto, CA 95354
Apply Now Visit My Website

Our support staff

Katie Hernandez

Katie Hernandez

Branch Operations Manager
Jenny Sabaka

Jenny Sabaka

Pre-Approval Desk
Laura Tabsharani

Laura Tabsharani

Senior Business Development Specialist
Amy Johnson

Amy Johnson

Branch Business Development Specialist
Madison McPeak

Madison McPeak

Loan Officer Assistant
Jennifer Bloom

Jennifer Bloom

Sr. Loan Processor
Elizabeth Dela Cruz

Elizabeth Dela Cruz

Loan Set Up

Frequently asked questions

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